Tanja Hester

We believe in using our financial independence as a force for good, and that the entire community of people working toward financial independence can change the world for everyone else.

Tanja Hester and Mark Bunge retired early at the end of 2017, at the ages of 38 and 41! Tanja explores both the financial and emotional issues around financial independence (FIRE) and support others on their journeys on their blog, Our Next Life.

Tanja (pronounced like “Tonya”) is the author of the blog, a longtime communications strategist, an insatiable reader and audiophile, an obsessive searcher for the best gluten-free beers and baked goods, a one-time mathlete, a former yoga and spinning teacher, and a still-certified health coach.

She is the author of Work Optional: The Non-Pennypinching Guide to Early Retirement (Hachette Books, 2019). Tanja is also half of the podcast The Fairer Cents.

Follow ONL on Twitter at @our_nextlife.
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book

A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement"

THE BOOK

Reading material

We have assembled the foundational information to get your start on the right foot down the FIRE path to financial independence.

The Role of Frugality in FIRE

Dive into the transformative world of financial independence with a refreshing take on frugality versus being cheap. Embrace the art of living well without living beyond your means, and find out how being frugal, not cheap, can unlock the door to your financial liberation.

Understanding the 4% Rule

Retirement withdrawal strategies are anything but one-size-fits-all. For many FIRE fans, determining how much to withdraw each year requires a balance between ensuring your savings last and meeting your current financial needs.

The Importance of Savings Rate in FIRE

Explore the essential role of savings rate in the FIRE movement for achieving financial independence and early retirement. Learn how to balance frugality, investment strategies, and lifestyle to accelerate your journey towards financial freedom.