rich & Regular
Julien and Kiersten Saunders
Julien and Kiersten are the couple behind the popular blog rich & REGULAR. Their mission is to inspire the African American community to consider and adopt the FIRE lifestyle as a path to building generational wealth. Both creative storytellers, the Atlanta couple helps their readers overcome the cultural and social obstacles that prevent them from achieving financial freedom. The couple has used frugal living, real estate investing and their online business to set themselves on a path to achieving financial independence by 2021. When they’re not sharing stories about their experiences with money, they are parents to their son Beau, traveling the world or searching for their next great meal.
We want to reverse trends, empower families and change lives for the better.
— rich & Regular
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book
A perfect follow up on the film to dive deeper into the philosophies and "how-tos of the FIRE movement"
Reading material
We have assembled the foundational information to get your start on the right foot down the FIRE path to financial independence.
The Role of Frugality in FIRE
Dive into the transformative world of financial independence with a refreshing take on frugality versus being cheap. Embrace the art of living well without living beyond your means, and find out how being frugal, not cheap, can unlock the door to your financial liberation.
Understanding the 4% Rule
Retirement withdrawal strategies are anything but one-size-fits-all. For many FIRE fans, determining how much to withdraw each year requires a balance between ensuring your savings last and meeting your current financial needs.
The Importance of Savings Rate in FIRE
Explore the essential role of savings rate in the FIRE movement for achieving financial independence and early retirement. Learn how to balance frugality, investment strategies, and lifestyle to accelerate your journey towards financial freedom.
